Welcome to this bright and inviting second-floor condo in the heart of Mission Valley! Now with an attractive 2/1 loan interest rate buydown option the seller is willing to consider with the right offer, which could significantly lower your monthly payment for the first two years of your loan making homeownership more affordable. Estimated Monthly Savings of $402 off each payment in the first year! This 1-bedroom, 1-bath home offers 726 square feet of comfortable living space with abundant natural sunlight throughout. The bedroom is oversized and will fit a king bed plus there is a sitting area and/or bonus area off to the side of the room. Freshly painted from top to bottom, the interior feels clean and move-in ready. The bathroom has been refreshed with a refinished bathtub, new toilet, and kitchen and bath countertops have also been refinished, adding a fresh, updated look. Enjoy your back patio, a perfect spot for morning coffee or relaxing, It also comes with one assigned covered carport parking space for added convenience. Park Villas North is known for its lush landscaping, peaceful fountains, and park-like setting, with benches throughout the community where you can sit back and enjoy the calm surroundings. Residents also enjoy great amenities, including two swimming pools, two hot tubs, four community laundry rooms, and a pet-friendly atmosphere. The HOA covers water, sewer, trash, and exterior maintenance. Conveniently located just two blocks from the Hazard Center Trolley Station, this home gives you easy access to Major Freeways, Mission Valley Mall, Fashion Valley Mall, plenty of restaurants and shopping. Easy access to walking trails along the San Diego River & easy walk to the new Civita Park. Amazing location, close to all & ready for you to move in! FHA & VA APPROVED COMPLEX! Whether you're a first-time buyer, looking to downsize, or searching for an investment, this centrally located condo offers comfort, convenience, and a great Mission Valley lifestyle.