Welcome to Cardiff by the Sea! This incredible two-story home with ocean views and ADU is a testament to coastal living at its finest. The updated open concept kitchen features high-end stainless steel appliances, a walk-in pantry, wine fridge, and breakfast bar ideal for casual dining or entertaining, all overlooking the living and dining areas. The living room, anchored by a modern stacked-stone fireplace, seamlessly flows out to the covered patio and tiered backyard a perfect setting to enjoy indoor-outdoor SoCal living. The main level also includes a dining room, one bedroom, and a full bath, offering convenience and flexibility. Upstairs, two well-appointed bedrooms await, including an expansive primary suite. Vaulted ceilings, a western-facing picture window with panoramic ocean views, an office nook, and a large walk-in closet create a true serene retreat. The stunning primary bathroom was completely remodeled in 2025! The exterior is a meticulously designed oasis. A covered patio provides the perfect setting for outdoor dining and entertaining, while the 25 owner-owned solar panels ensure full energy efficiency. Situated on a desirable 9,000 sq. ft. corner lot, there's room for RV parking or another future ADU. BONUS! A separate studio/guest house with its own private entrance and yard presents an ideal space for in-laws or rental income. Complete with a kitchenette, stacked washer/dryer, walk-in closet, full bathroom, and private deck. Enjoy an excellent location close to shopping, charming restaurants, award-winning schools, and Swami's Beach. This one has it all!