Located in the highly desirable gated Chapala community within Oaks North's premier 55+ neighborhood, this single-level detached home offers an exceptional opportunity to create your dream home while enjoying a coveted golf course setting. Overlooking the rolling fairways of the Oaks North Golf Course and surrounding hills, the property is priced below market, offering the potential for instant equity—be sure to compare recent sales. Inside, vaulted wood-beam ceilings and a cozy fireplace add warmth and character, while the spacious primary suite provides a comfortable retreat. The expansive covered patio is the perfect place to relax and take in the peaceful golf course views. Complete with an attached two-car garage and access to the outstanding Oaks North community amenities, including a pool, spa, fitness center, pickleball, tennis, clubhouse, and an active social calendar, this is a rare opportunity in one of Rancho Bernardo's most sought-after 55+ communities.